# Groups

In Xend Finance, a group is an entity that holds one or more Esusu and Cooperative cycles. An Esusu cycle has to be created as a part of a group, also a Cooperative savings cycle has to be created as part of a group.

If you intend to create an Esusu or Cooperative savings cycle for others to join, will have to create a group. You can create a group from the Esusu section or the Cooperative savings section. If you want to create Esusu cycles in a group, create that group from the Esusu section, and the same thing for the Cooperative savings cycles.

Whichever section you create a group from, the need details are the same.

![Creating Group](https://2816221107-files.gitbook.io/~/files/v0/b/gitbook-legacy-files/o/assets%2F-MOBLjVoiVm5YWOGz5Av%2F-MOXwTII6M9qqjlEDQxq%2F-MOY8wvs3mLuE-KOf7hU%2Fgroups.gif?alt=media\&token=c20ebb5a-77d6-43fa-ab5d-b12473737b39)